Terms of Use

Last updated: September 27, 2026

Welcome to prana-risk.com. By using this website, you agree to the following terms.

About This Website

This website is operated by Prana Risk, a licensed insurance brokerage based in New York City. The content on this site is for general information purposes only.

Not a Guarantee of Coverage

Information on this website does not create or modify any insurance policy or coverage. Coverage is only bound after direct contact with a Prana Risk broker or agent and written confirmation from us. Please see our Website Disclaimer for more detail.

Use of This Site

You agree to use this website only for lawful purposes. You may not attempt to interfere with the site’s normal operation, copy content without permission, or use the site in a way that could harm Prana Risk or other visitors.

Intellectual Property

All content on this website, including text, images, and logos, belongs to Prana Risk unless otherwise noted, and may not be copied or reused without our permission.

Links to Other Websites

Our site may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.

Limitation of Liability

Prana Risk is not liable for any damages arising from your use of this website or reliance on its general content. Your actual insurance coverage is governed only by your policy documents.

Governing Law

These terms are governed by the laws of the State of New York.

Changes to These Terms

We may update these Terms of Use at any time. Continued use of this site means you accept the current version.